🛡How to Get Insurance in Spain
How to Get Insurance in Spain?
To get insurance in Spain, start by identifying which types are mandatory (like car insurance) and which are recommended (like home or private health insurance). You can purchase policies directly from insurers, through brokers, or via online comparison platforms that cater to expats.
Decide what kind of insurance you need The most common types are:
📍Car insurance – required if you own a vehicle.
📍Health insurance – necessary if you don’t have access to public healthcare.
📍Home insurance – recommended if you rent or own a property.
📍Travel insurance – useful for trips or visa applications.
Where to get insurance?Directly from insurance companies like Mapfre, AXA, Allianz, Sanitas.
Through insurance brokers – some speak English or Russian and can help you choose.
Online comparison websites like Rastreator or Acierto to compare prices and coverage.
What documents you need?
1.NIE number (foreign ID number)
2.Passport
3.Proof of address in Spain
4.Bank account details
For car insurance: vehicle documents and your driving license
Choose and sign your policy
Compare offers and read the conditions carefully.
Make sure you understand what is and isn’t covered.
Sign the contract and pay – monthly or yearly options are usually available.
Get your policy
Insurance is usually active immediately or within 1–2 days.
Keep both a printed and digital copy of your policy.